We are committed to protecting the privacy and security of your non-public personal information. In order to protect your privacy, we follow the practices and procedures described in this notice.

Information Collected

We may collect non-public personal information about our customers from the following sources:

• Information received from applications, other forms, and visits to our Internet web site.
• Information from transactions with us, our affiliates, or others.
• Information we receive from a consumer reporting agency.
• Information provided to us, or that we collect about our customer in order to underwrite, issue, and service insurance policies.

Information We Share

We do not disclose any non-public personal information about our customers to non-affiliated third parties, except as permitted by applicable law. We may disclose the information we collect to companies who provide services necessary for us to maintain your accounts, to process transactions, to provide our customers access to products and services, to companies who perform business functions or services on our behalf, or to companies with which we have joint marketing agreements. These companies are required by law to maintain the confidentiality of information we provide them. We will apply this policy equally to active, inactive, and former customers.

Under the Federal Fair Credit Reporting Act, we are permitted to share your name, address and facts about your transactions and experience with us (such as your payment history and other transactions on your accounts) among our affiliated companies which are listed below.

Security Standards

We will continually update and improve our security standards to help protect against anyone gaining unauthorized access to our confidential information, including access through the Internet. We will maintain physical, electronic and procedural safeguards that comply with federal standards to guard customers’ information. Access to customer information is only provided to those employees with a valid reason for knowing such information.

CountryBank USA
A division of Scandia American Bank & Trust

Scandia American Bank & Trust