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Business Checking Accounts
For small or low activity non-personal accounts that deposit less than 30 items per month, these CountryBank USA accounts provide you maximum earnings and flexibility.
CountryBusiness Checking
If your business writes more than 10 checks, but deposits fewer than 30 items and maintains less than $500.00, this account will fit you perfectly!
| Minimum opening deposit |
$200.00 |
| Minimum monthly balance |
$200.00 |
| Maintenance fee if minimum drops below $200: |
$2.00 plus .30 per
debit over 10 |
| Returned items |
$2.00 |
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CountryBusiness Interest Checking
If your business writes more than 10 checks, but deposits fewer than 30 items and maintains at least $500.00 then this is the account for you!
| Minimum opening deposit |
$500.00 |
| Minimum monthly balance |
$500.00 |
| Maintenance fee if minimum drops below $500: |
$10.00 |
| Returned items |
$2.00 |
*Most corporations and partnerships are not eligible for an interest bearing account by statute.
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CountryClub Checking
For clubs, organizations, and very low activity businesses
| Minimum opening deposit |
$50.00 |
| Minimum monthly balance |
None |
| First 10 debits (checks) |
Free |
| Per check charge after 10 |
.10 |
| Returned items |
$2.00 |
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For large or high activity commercial accounts that deposit more than 30 items per month, these CountryBank USA business accounts provide you maximum earnings and flexibility.
CountryCommercial Checking
For corporations, LLC's, LLP's and partnerships operated for profit
| Monthly maintenance charge |
$5.00 |
| Debit items (checks) |
.12 |
| Credit items (deposits) |
.10 |
| Items deposited drawn on CBUSA |
.00 |
| Items deposited drawn on other banks |
.07 |
| Returned items |
$2.00 |
These maintenance fees can be offset by an earnings credit calculated at the 91-day Treasury bill rate based upon the average collected balance (after a 10% reserve requirement). Accounts with average monthly uncollected balances will be charged interest at the lowest New York prime rate as published in the Wall Street Journal on the uncollected balance.
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CountryCommercial Interest Checking
For Sole Proprietorships and Non-Profit Organizations/Corporations
| Monthly maintenance charge |
$5.00 |
| Debit items (checks) |
.12 |
| Credit items (deposits) |
.10 |
| Items deposited drawn on CBUSA |
.00 |
| Items deposited drawn on other banks |
.07 |
| Returned items |
$2.00 |
Rate and Fee Information: The interest rate and annual percentage yield may change at our discretion, at any time. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest is compounded and credited to the account monthly. If you close your account before interest is credited, you will not receive the accrued interest. Maintenance fees are the same as CountryCommercial Checking and are deducted separately. Earnings allowances do not apply. See General Conditions Applicable to your Account for more information.
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